The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV)… Read More »When is a Car Considered Totaled—And What Happens When It Is?
There are two main types of car loans available— car dealerships and private loans, and each has its own pros and cons. This Kwiksure guide… Read More »Choosing Between Car Loans: Dealership vs. Private Loans
All businesses require some form of insurance to secure their financial interests and assets. However, every business has unique circumstances that may influence their coverage… Read More »The Impact of Business Size on Insurance Needs and Costs
When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the… Read More »How Named Storms Affect Your Insurance Coverage
The start of fall brings a lot of welcome things: a new school year, cooler temps and changing leaves. You may not notice it right… Read More »Top 4 Fall Driving Hazards (And How to Handle Them)
To crack down on wealthy residents living in public housing, it was reported that the Housing Bureau will pay closer attention to vehicles parked in public housing… Read More »Cars in Public Housing | Are Luxury Cars Always Expensive?
Electric vehicles (EVs) have fewer components compared to gasoline vehicles and are generally simpler to repair. However, under different conditions and especially in the wet season,… Read More »Electric Vehicles in Heavy Rain and Typhoons
With the ongoing intense heat, car interior temperatures can soar. Many car owners opt to install curtains or apply heat insulation film (also known as… Read More »Automotive Heat Insulation Film vs. Curtains: How to Choose
The government’s Continuing Education Fund (CEF) has recently increased its subsidy to HK$25,000, and covers driving courses from the Hong Kong School of Motoring, Lee Kin Driving… Read More »Learning to Drive with Continuing Education Fund (CEF) 2024
School is officially in session. And while kids are brushing up on their math and language arts skills, there are still lessons for the rest… Read More »Back to School: Essential Safety Tips for Drivers